What would be the condition of bond market in India if US Fed is going to hike the rate

Answering the query you have sent to us, will require a full blog to be written. May be we can think of taking that up in future.

However, I would like to point out that in India, investors think too much about market timing, external and internal situations in India and abroad which is mostly not in our control and take investing decisions based on 'what if'. This is not a right approach as investor should focus on their risk appetite, set goals and invest for the long term without thinking about factors which is not in their control.

Anyways, you have have selected good funds from debt and hybrid debt fund category. I am sure you must have done your home work before investing in these and also that you know your risk profile and investment horizon.

We also think, that since you have invested in debt funds, you should keep a watch on if banks are reducing interest rates and what is the RBI monetary policy etc. without thinking too much about US Fed rates.

Having said the above, this is the right time to invest in debt funds as the interest rates are going down in India. Read the following articles on debt fund investing to enhance your knowledge -

Make debt funds your friend: Basics of fixed income investing https://www.advisorkhoj.com/company/Principal-Mutual-Fund...

What should debt mutual fund investors do in 2016 https://www.advisorkhoj.com/articles/Mutual-Funds...

Demystifying debt mutual funds https://www.advisorkhoj.com/company/SBI-Mutual-Fund...

Thanks for writing to Advisorkhoj.